Banking

102 HUB-Robeson Center, 863-0265

www.pennstatefederal.com

When it comes to choosing a financial institution, everyone has different needs. Some people want more customer service, while others prefer wider access to ATMs. For some people, a nearby bank branch is a must, while others may be more interested in online banking. If you decide to retain your accounts at a non-State College banking or lending institution, you'll find that many State College businesses will accept nonlocal checks if you have a Penn State ID card. Also, most local banks will not cash checks for someone unless he or she has an account with the bank. There are many options and you'll find that financial institutions are aggressively competing for your business.

Penn State Federal Credit Union has served the Penn State Community since 1959 and operates an on-campus branch on the main floor of the HUB-Robeson Center (at University Park). The hours are 9 a.m. to 4 p.m., Monday through Friday. Two full-service ATMs are housed in an always-available ATM lobby. So even if the HUB is closed, the ATMs are accessible. Penn State Federal provides members with free access to several Centre County ATMs, more than 800 Pennsylvania ATMs and more than 3,000 shared branch locations across the United States. Penn State Federal provides free online and telephone account access and its main office is just minutes from the University Park campus. For more information or to join Penn State Federal, please visit www.pennstatefederal.com.

Many local banks and nationwide networks provide ATMs on campus and downtown. To make sure you are getting everything you want, here are some things to consider: type of account(s) (transactional or checking, savings and loans); interest rates (on loans and deposits); service charges; customer service, longevity and reputation; locations; ATMs; hours of operation; and available online and telephone account access.