Office of Student Aid : Loans : Loan Consolidation : Loan Consolidation Agencies

Federal Student Loans:
At this time, the most stable consolidation option for federal student loans is through the Federal Direct Loan Program. You may also want to contact your lender or servicer to discuss other repayment options. If you do not know your lender(s), access your federal loan information through the National Student Loan Data System (NSLDS).

Federal Direct Consolidation Loans Information Center (1-800-557-7392)

Private Alternative Student Loans:
The following is a list of lenders who currently offer an alternative consolidation loan. The list is not exhaustive. You may also want to contact your private alternative lender, if not listed, to find out if they offer a consolidation loan. Carefully review the terms and conditions associated with each loan program before you apply. Keep in mind that most lenders do not consolidate private loans together with federal loans.

CitiAssist (1-800-967-2400)

KeyBank (1-800-539-5363)

Wells Fargo (1-888-511-6364)

For more information on consolidation, access the following Web sites:

• U.S. Department of Education Federal Student Aid
• You Can Deal With It
• FinAid