Office of Student Aid : Loans : Federal Direct Stafford Loan : Sample Repayment Schedule
Sample Repayment Schedule
The repayment schedule below is based on a ten-year (120-month) term. For loan debt less than $4,500, a minimum monthly payment of $50 is required.
Note: To calculate the entire amount to be repaid over the life of the loan, multiply the monthly payment below by 120.
| Amount Borrowed | 3.5% |
5% |
6.5% |
8.25% |
|---|---|---|---|---|
| $5,000 | $49 |
$53 |
$57 |
$61 |
| $7,500 | $74 |
$80 |
$85 |
$92 |
| $10,000 | $99 |
$106 |
$114 |
$123 |
| $12,500 | $124 |
$133 |
$142 |
$153 |
| $15,000 | $148 |
$159 |
$170 |
$184 |
| $17,500 | $173 |
$186 |
$199 |
$215 |
| $20,000 | $198 |
$212 |
$227 |
$245 |
| $25,000 | $247 |
$265 |
$284 |
$307 |
| $30,000 | $297 |
$318 |
$341 |
$368 |
| $40,000 | $396 |
$424 |
$454 |
$491 |
| $46,000 | $456 |
$488 |
$522 |
$564 |
| $55,000 | $544 |
$583 |
$625 |
$675 |
| $75,000 | $742 |
$795 |
$852 |
$920 |
| $95,000 | $939 |
$1,008 |
$1,079 |
$1,165 |
| $120,000 | $1,187 |
$1,273 |
$1,363 |
$1,472 |